SBA MicroLoan Program
 

The Erie County IDA has created a loan program to make it easier for Buffalo and Erie County businesses to start or grow here. While the micro loan program is open to all entrepreneurs, the program especially supports underserved markets including borrowers with little to no credit history, low income borrowers and minority and women entrepreneurs in rural and urban areas who generally do not qualify for more conventional loans.

Take the quiz below to find out if a Micro Loan is right for your business, or click here for Frequently Asked Questions about the Micro Loan Program.

Micro Loan Quiz

1 Is your business located in Erie County, NY?
YesNo
2 Do you have a retail, manufacturing, or home-based business?
YesNo
3 Is your business a non-profit or co-op, involved in media-type activities, leasing property to tenants, or religious activities?
YesNo
4 Do you plan on borrowing more than $5,000 but less than $50,000?
YesNo
5 Will you use the money for working capital, machinery, equipment or inventory?
YesNo
6 Will you use the money for real estate purchases, real estate renovations or debt refinancing?
YesNo
7 Do you have collateral (business or personal assets) worth the value of the loan?
YesNo

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